Auto insurance prices down most ISLES

Hawaii consumers are the beneficiaries of the nation’s largest decrease in car insurance premiums, according to a new report issued by the National Association of Insurance Commissioners.

Between 1996 and 2000, the latest data of the NAIC, shows that Hawaii auto premiums have decreased by nearly 26 percent.

The average duration of the auto insurance premium in Hawaii cost $ 811.50 during the year 2000. During 1995, it cost $ 1096.67, insurance Hawaii said Commissioner Wayne Metcalf.

The people of New Jersey pay for car insurance, with an average premium of $ 1146.39 during 2000.

The people of Iowa have spent the least auto insurance, with an average of $ 557.67 in 2000.

Far Federal is the average premium in 2000 was $ 785.80.

Hawaii spot No. 17 in total federal rankings. It was more expensive than the ranking.

Since 2000, premiums seem operating stable, with some entries and decreases in certain Metcalf said.

“It was nothing special,” he said. “We have seen activity in both directions.

For example, Metcalf noted that if the state increases the farm price of 7 per cent this year, it had already reduced rates a total of 18.4 per cent of what they were before no later than February 2001. Similarly, Liberty Mutual has announced an increase of 4.9 per cent this year, while the island Insurance price increase of 8.8 per cent.

State Farm spokeswoman Carolyn Fujioka, said that companies have reduced their prices on a large scale in the past five years.

“Even with the recent rise, it is still 30 to 35 per cent lower than five years ago,” she said.

Fujioka foresees further increases are likely because the increase in medical costs and repair of motor vehicle costs.

“Even if we still down, where he was, prices are cyclical, they can be applied are at a low point, and we can begin to see increases.

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