In Defense of mandatory health insurance
In your edition of October 18, “Proposal for mandatory health insurance is a sick joke, you understand really only half the problem.
“If the concept of their mandate, to continue to develop…, this is another example of the intimate relationship between the destructiveness of assurance about the economy and government. Universal health care must be achieved quickly coverage, but it is unnecessary, irresponsible and wrong “.
The conclusion that the general health care must be carried out upon completion of former Govs. Terry Bran city and Tom Vilsack, convened three public hearings of the legislative commission. The Iowa Commission legislative lowest plans for health care for small businesses and families currently reviewing numerous proposals, and we know, a new approach is clearly necessary for the current care system health, consumption of a greater share of government, corporations, and individual financial resources.
During our audit, we learned of the current system is interesting insurers and providers of services for false values. We pay insurance companies to avoid risk, not guarantees of health. And we pay for services when we are sick, not to stay healthy. This is not what the governors or the Commission wish to sustain.
Iowa should be its position in the lower half of the USA based on the prevalence of cardiovascular diseases, asthma, diabetes, cancer and obesity. If the Commission recommends that the insurance, it is called with the amendments to the insurance market as portability, the elimination of existing conditions and guaranteed availability, assembly, classifications and rating. It is also with modifications, such as health care. If the Commission recommends the creation of a “medical home”, in which patients and their physicians, and in fact to stay healthy, using health risk assessments to prevent other diseases.
In your writing, a mandatory health insurance comparison with auto insurance mandatory. Now, these are the same principles, but the case for mandatory health insurance is more and more. While individuals may decide not to drive, they can not choose not need health care. The costs for treating the insured is not a disease can be enormous and will continue for years or even decades and significant costs on the rest of society. How young drivers was injured in Iowa / Iowa State football game in an accident claimed the lives of four of his friends, he did not choose health insurance, and we pay for his solicitude for the year.
Your editorial also stated that only those who can not afford insurance is not available yet. If the Commission recommends insurance, we are developing a range of relocation will help ensure that low-income families and small businesses. The Commission seeks to mandatory health insurance, but we are also a direct link “value based” health care in which investment in preventive care and welfare programs is more important for a number of “sick” Care fee-for-service system.
The Commission is determined not to recommend another Band-Aid already wrong with payment. We know that we need real reform, so that all Iowans can afford it and maintaining a health care system that works for everyone.
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