Iowa Insurance

Iowa City, Iowa: democracy presidential hopeful Barack Obama announced Tuesday a plan for health care for millions of Americans and affordable health insurance, financed in part by tax increases in rich countries.

Bemoaning health centre “crisis,” said Obama, it was unacceptable that 47 million policyholders in the country, while others are struggling for their doctor bills. He said that the time has come for a reform of the health care system despite an inability to ensure that in the past, especially when rival Hillary Rodham Clinton had significant changes during the presidency of his husband Bill Clinton.

“We can do this,” said Obama in a speech in Iowa City University of Iowa’s Medical School. “The climate is far more than it was the last time we tried in the early nineties.”

Unlike most western counties, the USA has no mandate universal health care, and most people receive coverage through their work or by purchasing private insurance on their own societies.

Obama’s reserves in terms of private insurance companies but the injection of extra money to pay for an extension of coverage. Those who can not afford a subsidy on a scale depending on their income and virtually all businesses would share in the expenses to cover their employees.

Obama did not mention how much his plan would cost the campaign and refused, for a total amount. A message written by three outside experts and distributed by the campaign after his speech, said the project would cost approximately $ 50 billion (37 billion €) to $ 65 billion (48.1 billion €) per year, once fully implemented willingness to work. This amount, however, is that, after deduction of the campaign, said Obama plan, by improving the efficiency and economies of Confederation.

The experts also said Obama to be his compensation plan, including through measures that the candidate has already said it would be - and that President George W. Bush ’s tax cuts on dividends and capital gains and on those who, more than approximately $ 250,000 (€ 185000) per year until 2010, instead of acting, permanently.

The balance of $ 65 billion (€ 48 billion) funding could be done by increasing taxes on estates with a value of over $ 7 million (€ 5 million). Many Democrats want Bush lifted the abolition of taxes on property worth over $ 1 million (€ 740,000). Obama, the release of his superior, but has not yet said exactly where they are put in place.

Obama’s suggestion is more money improving the transfer of technology in the healthcare industry, such as electronic records. His package would prohibit insurance companies refuse coverage because of pre-existing illnesses. It is also a National Health Insurance Exchange supervision of insurance companies and limit their profits. Obama said the typical consumer would save $ 2500 (€ 1850) a year on contributions.

Obama the first promise as a presidential candidate was a universal health care plan right by the end of his company in terms of the White House. But there are some disputes over whether his plan would supply the universality - it aims to reduce costs, so that all Americans can afford insurance but do not guarantee to buy any one each.

“It is not quite clear it would lead to the whole territory,” said Ron Pollack, director of the advocacy group Families USA. He praised Obama and other major Democratic candidates to focus on improving health care.